Post Residential Loan Scenarios & Questions So Wholesale Lenders Can Help Close Your Loans!
Posted by jack360deg on July 10, 2008 11:32 AM|Permalink
Comments
FirstName = Anthony
LastName = Mazza
Phone = 740-392-3963
Fax = 740-392-3965
Company = US Equity & Financial Ent
Email = usequity@hughes.net
City = Fredericktown
State = OH
Zip = 43019
LoanType = Residential/JUMBO
LoanAmount = 630,000
LTV = 75%
PropertyValue = 840,000
PropertyType = SFD
Scores = 801-700-703 / 802-792-770
Units = 1
Occupancy = owner occupied
Purpose = rate & term only
secondcheck = client wants to refinance first mortgage at a lower and fixed rate. Income 31,000 monthly DTI 15%/38% top and bottom
Terms = ON
REMOTE_HOST: 72.171.0.149
FirstName = Bob
LastName = James
Phone = 828-879-3868
Fax = 828-879-8819
Company = Bob james Mortgage Consulting
Email = bvjames@charter.net
City = Valdese
State = NC
Zip = 28690
LoanType = Perm to Construction
LoanAmount = 212,000.00
LTV = 70%
PropertyValue = lot $100,000.00 tax value
PropertyType = Single Family
Scores = 780
Units = one
Occupancy = Not occupied
VacancyRate = N/A
Purpose = to build house
secondcheck = The land is owned outright the fondation is in the basement floor is finished. Want to finish building 2400 sq ft house to re sell
Terms = ON
REMOTE_HOST: 24.158.44.211
FirstName = Roger
LastName = Oh
Phone = 2016943336
Fax = 2016068222
Company = Stonehenge Group Inc.
Email = thenjhomebuyer@aol.com
City = Harrington Park
State = NJ
Zip = 07640
LoanType = Investor
LoanAmount = 150,000
LTV = 75%
PropertyValue = 250,000
PropertyType = Multi Family
Scores = 700+
Units = 3
Occupancy = Fully Occupied
Purpose = Purchase for Cashflow
secondcheck = I am seeking a loan with no seasoning on a 3 U multi family investment property which is being purchased for rent roll. I have good reserves and good credit but,these properties I am purchasing r4 rent roll also looking 2 refi after seasoning requirements are accomplished into a conventional loan
Terms = ON
REMOTE_HOST: 68.197.99.45
FirstName = Stephanie
LastName = martin
Phone = 858-673-9514
Fax = 858-673-9158
Company = Financial Cornerstone
Email = sam@financialcornerstone.com
City = San Diego
State = CA
Zip = 92128
LoanType = Stated Income High Balance
LoanAmount = 525,000
LTV = 88
PropertyValue = 590,000
PropertyType = SFR
Scores = 720
Units = 1
Occupancy = Owner
VacancyRate = 0
Purpose = Rate/Term
secondcheck = Client has a 15 yr fxed self employed needs to move to a 30 yr fixed. Need a true stated income. Has own business for past 11 years. Has 2 rental properties. Has a little money in the bank and a 2nd TD on the property for 19K.
Terms = ON
REMOTE_HOST: 75.11.54.217
FirstName = Neil
LastName = Alton
Phone = 5706601423
Fax = 5703001858
Company = Alton Mortgage
Email = altonmortgage@gmail.com
City = Lock Haven
State = PA
Zip = 17745
LoanType = Hard Money
LoanAmount = 117000
LTV = 60
PropertyValue = 196000
PropertyType = SFR
Scores = 524
Units = 1
Occupancy = NOO
Purpose = Cash Out
secondcheck = looking for Hard Money on investment properties.
One is $196000.00 I owe $62000.00
The Other is worth $105000.00 I owe $55000.00 you can put a lien on this property too.
I'm looking for a 60% LTV on the one worth $196000.00.
Please email me
FirstName = Luis
LastName = Carranza
Phone = 619-972-6144
Fax = 858-225-0593
Company = Grand Pacific Mortgage
Email = luis@carranzagroup.net
City = Carlsbad
State = CA
Zip = 92008
LoanType = conventional
LoanAmount = 400000
LTV = 60
PropertyValue = 700000
PropertyType = sfr
Scores = 720
Units = 1
Occupancy = owner occupied
Purpose = rate and term
secondcheck = need a rate and term only. self employed home.
Terms = ON
REMOTE_HOST: 99.174.243.60
FirstName = Michael
LastName = Villegas
Phone = 925-642-0373
Fax = none
Company = Self
Email = Villegas.m@comcast.net
City = Antioch
State = CA
Zip = 94531
LoanType = 30 Year Fixed
LoanAmount = 189000
LTV = 95
PropertyValue = 210000
PropertyType = SFR
Scores = 800
Units = 1
Occupancy = NOO
VacancyRate = ?
Purpose = Purchase
secondcheck = I'm planning on buying a house for my daughter.She cannot qualify for an FHA loan so I must purchase the house and rent it to her. She will eventualyy buy it from me. I currently own 2 other houses. (live in one, and rent out the other).
FirstName = jim
LastName = anderson
Phone = (949) 675-6500
Fax = (949) 675-9744
Company = Seaview
Email = jim@seaviewfinancial.com
City = corona del mar
State = CA
Zip = 92651
LoanType = 30 year fixed
LoanAmount = 80,000
LTV = 80%
PropertyValue = 100,000
PropertyType = manufactured
Scores = 800
Units = 1
Occupancy = owner
VacancyRate = 0
Purpose = purchase
secondcheck = This is a purchase of a 1977 1700sq ft. manufactured home on 1.75 acres in Lake Elsinore, Ca.
Terms = ON
REMOTE_HOST: 68.231.195.179
FirstName = Caesar
LastName = Larwie
Phone = 925 828 2446
Fax = 888 449 2585
Company = MGM Global
Email = mgm-larwie@live.com
City = san ramon
State = CA
Zip = 94539
LoanType = 30 yr
LoanAmount = 621,000
LTV = 80
PropertyValue = 800,000
PropertyType = sf residence
Scores = 760
Units = 1
Occupancy = owner
VacancyRate = --
Purpose = lower rate
secondcheck = Client has been working in the same field for 20 yrs. He is now a business owner in same field, for 6 mos.
REMOTE_HOST: 75.18.248.172
FirstName = Caesar
LastName = Larwie
Phone = 925 828 2446
Fax = 888 449 2585
Company = MGM Global
Email = mgm-larwie@live.com
City = san ramon
State = CA
Zip = 94539
LoanType = 30 yr
LoanAmount = 690,000
LTV = 74%
PropertyValue = 930,000
PropertyType = sf residence
Scores = 770
Units = 1
Occupancy = owner
VacancyRate = --
Purpose = lower rate
secondcheck = client is a 35% business owner in corporation for 18 months. He has been working in the same business field for many years.
REMOTE_HOST: 75.18.248.172
FirstName = kim
LastName = wolf
Phone = 7632677111
Fax = 7634979885
Company = Paramount Mortgage
Email = kiminc@live.com
City = St Micheal
State = MN
Zip = 55330
LoanType = rate term refi
LoanAmount = 1200000
LTV = 90
PropertyValue = 1400000
PropertyType = single family
Scores = 680
Units = 1
Occupancy = owner occupied
Purpose = combind 1st and 2nd into 1 loan at a fixed rate
secondcheck = his first mortgage is $450k and his 2nd is 750k. He is self employed and his income last year was 400k. He has ARMS on both his current mortgages.
Terms = ON
REMOTE_HOST: 97.116.121.57
FirstName = Barrett
LastName = Stokes
Phone = 888-894-5882
Fax = 866-496-4002
Company = FSA Management Inc
Email = barrett@fsamanagement.biz
City = Duncanville
State = TX
Zip = 75137
LoanType = Conventional
LoanAmount = 68000
LTV = 80
PropertyValue = 114000
PropertyType = 2-4 unit
Scores = 748
Units = 2
Occupancy = Investor
VacancyRate = 5
Purpose = Purchase
secondcheck = Have borrower wanting to purcahse 2 duplexes in Indianapolis, IN would like to co-broker this deal. If anyone has program please call me, the borrower is even willing to place 25% down if needed.
Terms = ON
REMOTE_HOST: 76.246.174.193
FirstName = Jose
LastName = Morales
Phone = 5614329237
Fax = 8662842897
Company = Local Mortgage
Email = jamorale26@yahoo.com
City = West Palm Beach
State = FL
Zip = 334098
LoanType = Conv
LoanAmount = 408000
LTV = 80
PropertyValue = 495000
PropertyType = SFR
Scores = 698(her), 775(him)
Units = 1
Occupancy = Owner occupied
Purpose = purchase
secondcheck = Buying a property in Broward county, FL. He has a 775 middle, she has a 698 middle. They both make excelent income and have great assets. The problem: she has a recent short sale in the same area they are buying. She was never late in that mortgage. Can't seem to place it anywhr. HE want a lot of $$
Terms = ON
REMOTE_HOST: 66.176.237.74
FirstName = Herbert
LastName = Ford
Phone = 770 805 0909
Fax = 770 805 0123
Company = MSM LLC
Email = herbertford@moneysourceinc.net
City = marietta
State = GA
Zip = 30067
LoanType = 30 fixed conv
LoanAmount = 153000
LTV = 74.88
PropertyValue = 205000.00
PropertyType = sfr
Scores = 758
Units = 1
Purpose = cashout/rate
secondcheck = need a lender that will except Providence Funding Apprasial. this barrow remove approximately 3000.00 dollars of flooring prior to his apprasial inspection antiscipating his 25k cash from his approved refi loan. Need someone to escrow 3k are do it as it is. DTI 16%
Terms = ON
REMOTE_HOST: 72.54.11.1
FirstName = Herbert
LastName = Ford
Phone = 770 805 0909
Fax = 770 805 0123
Company = MSM LLC
Email = herbertford@moneysourceinc.net
City = marietta
State = GA
Zip = 30067
LoanType = 30 Year fixed conv
LoanAmount = 245000
LTV = 45
PropertyValue = 545000
PropertyType = sfr
Scores = 739 middle
Units = 1
Purpose = cashout/rate
secondcheck = this customer is self employed with 3800.00 per month income DTI will be 49 top and bottom Need a lender that except LP. This property was taken of the market in Decembe 2009 Very little liquid assett around 2000.00 Terms are 30 yr fixed 4.875% with no impounds. payment around 1296.00
Terms = ON
REMOTE_HOST: 72.54.11.1
FirstName = HERBERT
LastName = FORD
Phone = 770 805 0909
Fax = 770 805 0123
Company = MSM LLC
Email = herbertford@moneysourceinc.net
City = Marietta
State = GA
Zip = 30067
LoanType = Super Jumbo
LoanAmount = 2,500,000.00
LTV = 55
PropertyValue = 4,500,000.00
PropertyType = private resident
Scores = 745
Units = 1
Purpose = rate and term
secondcheck = I am looking for a 5/1 or 10/1 arm around 4.5% interest only. assett are 401 k 1mil, 48000.00 monthy income
Terms = ON
REMOTE_HOST: 72.54.11.1
FirstName = Cyndi
LastName = Womack
Phone = 405-642-1448
Fax = 405-604-9129
Company = Country Home Lending
Email = cyndiwomack@yahoo.com
City = OKC
State = OK
Zip = 73160
LoanType = FHA
LoanAmount = 155,000
LTV = 97
PropertyValue = 160,000
PropertyType = SFR
Scores = 630,756
Units = 1
Occupancy = OO
Purpose = purchase
secondcheck = Borrower has a few cc late payments after a BK in 2003. Need a lender who wont turn this down. No lates in the last 12 months
Terms = ON
REMOTE_HOST: 98.175.173.72
FirstName = Todd
LastName = Windes
Phone = 661.342.5999
Fax = 6617161283
Company = Local Lending Inc
Email = twindes@local-lending.com
City = Bakersfield
State = CA
Zip = 93308
LoanType = Super jumbo
LoanAmount = 1.3 million
LTV = 72%
PropertyValue = 1,900,000
PropertyType = beach property
Scores = 800
Units = 1
Occupancy = non owner
secondcheck = I need a 72% non owner super jumbo in Caliornia. Its actually a second home but he shows a little bit of rental income on it in a schedule E on his returns. Can anyone help?
Terms = ON
REMOTE_HOST: 206.169.205.162
FirstName = Greg
LastName = Francis
Phone = 775-530-9586
Fax = 530-452-2158
Company = Raintree Financial
Email = greg@lowcostloanmodification.com
City = carnelian bay
State = CA
Zip = 96140
LoanType = purchase
LoanAmount = 1250000
LTV = 50
PropertyValue = 2500000
PropertyType = sfr
Scores = 700
Units = 1
Occupancy = 2nd home
Purpose = purchase
secondcheck = I have two purchase scenarios, both SFRs, in California
One is for a loan amount of about $1,250,000, 50% LTV (or whatever works), This is currently tenants in common Its a high end lakefront home and they are buying a 50% share.
I also have another smaller one. The smaller deal is a purchase of an 1/8th ownership, 50% down, good ratios, good scores, etc.
we can make the buyer fit by adjusting down payments and other terms as needed. I need to know pricing, LTV, a guidelines if you can do it.
FirstName = Max
LastName = Hoskins
Phone = 239-249-4360
Fax = 239-236-7190
Company = State Side
Email = maximumtwo@yahoo.com
City = Irvine
State = CA
Zip = 92714
LoanType = any
LoanAmount = 480,000
LTV = 60
PropertyValue = 800000
PropertyType = SF
Scores = 790
Units = 1
Occupancy = Primary
Purpose = Purchase
secondcheck = My customer is a perm. resident and has a 790 credit score with 3 years of credit history. He doesn't make money in the US. He makes $150,000 a year but it can only be proven with bank statements. He can get a letter showing his continued employment.
Terms = ON
REMOTE_HOST: 72.211.217.50
FirstName = HARVEY
LastName = LEE
Phone = 779-348-6025
Fax = NONE
Company = NONE
Email = HJL819@LIVE.COM
City = ROCKFORD
State = IL
Zip = 61101
LoanType = MORTGAGE NEW
LoanAmount = 147000
LTV = NONE
PropertyValue = 155.000
PropertyType = SINGLE FAMILY
Scores = 570
Units = 1
Occupancy = 60 DAYS
Purpose = NEW MORTGAGE
secondcheck = BEAUTIFUL HOME IN A NICE AREA. CREDIT SCORE LOW AND HAVING NO LUCK
Terms = ON
REMOTE_HOST: 75.21.159.44
FirstName = Kamran
LastName = Movassaghi
Phone = 818-469-6730
Fax = 818-787-3336
Company = kamran movassaghi
Email = kamranmovassaghi@yahoo.com
City = woodland hills
State = CA
Zip = 91367
LoanType = FHA
LoanAmount = 308,000
LTV = 96.5/3.5
PropertyValue = 320,000
PropertyType = Residential
Scores = 750
Units = 1
Occupancy = owner occupied
Purpose = Purchase home
secondcheck = I am a new broker and have not found a wholesale lender to help me, so i have been using other mortgage brokers for my customers loans. The scenario i have presented here is for a first time home buyer who has been pre approved already, and I am looking for the best deal from a wholesale lender.
Terms = ON
REMOTE_HOST: 66.75.74.151
FirstName = Drew
LastName = Richman
Phone = 505 216 9807
Fax = 505 216 9801
Company = Acceptance Capital
Email = drichman@acceptancecapital.com
City = Santa Fe
State = NM
Zip = 87501
LoanType = 5 /1 ARM
LoanAmount = 262500
LTV = 70
PropertyValue = 400000
PropertyType = SFR
Scores = None
Units = 1
Occupancy = Owner
VacancyRate = 0
Purpose = Purchase
secondcheck = This is a french Foreign National Couple - He is retired from Euro Disney and the started a restaraunt here in Santa FE in August of 09 - No Socials, No US credit and less than 2 years self employed but they have 30K gross a month average for the last 6 months and he has applied for socials
Terms = ON
REMOTE_HOST: 69.254.138.9
FirstName = Cintia
LastName = Foster
Phone = 954-394-0100
Fax = 305-974-4706
Company = Mortgage Monkey Group
Email = cintiafostermortgages@msn.com
City = Hialeah
State = FL
Zip = 33021
LoanType = Conventional
LoanAmount = $240,000.00
LTV = 80%
PropertyValue = $240,000.00
PropertyType = Single Family Home
Scores = 660
Units = 1
Occupancy = Residence
Purpose = First time home buyer
secondcheck = Looking for an fha or conventional lender for Miami, Florida. Borrower is purchasing a single family home for $240,000.00 with 20% down payment.
Let me know if you can do this scenario!
Terms = ON
REMOTE_HOST: 174.48.141.61
FirstName = Alex
LastName = G
Phone = 310-500-7198
Fax = 866-615-3361
Company = Plutus Financial
Email = iialikii@hotmail.com
City = Los Angeles
State = CA
Zip = 91316
LoanType = refi
LoanAmount = 250000
LTV = 25
PropertyValue = 1000000
PropertyType = sfr
Scores = 740
Units = 1
Occupancy = 1
VacancyRate = 1
Purpose = rate/term
secondcheck = I am CA broker company looking to sign up with a lender to process my ca and out of state deals.
Terms = ON
REMOTE_HOST: 75.80.48.12
FirstName = Alex
LastName = G
Phone = 310-500-7198
Fax = 866-615-3361
Company = Plutus Financial
Email = iialikii@hotmail.com
City = Los Angeles
State = TX
Zip = 91316
LoanType = purchase
LoanAmount = 70.000
LTV = 70
PropertyValue = 100.000
PropertyType = sfr
Scores = 660
Units = 1
Occupancy = 1
VacancyRate = 1
Purpose = purshase
secondcheck = I am CA broker looking to sign up with wholesale lender to process my out of state loans.
Terms = ON
REMOTE_HOST: 75.80.48.12
FirstName = Marcia
LastName = Smith
Phone = 8323388374
Fax = 8324150471
Company = Silverstone
Email = mlspears1970@yahoo.com
City = Houston
State = TX
Zip = 77077
LoanType = Conventional
LoanAmount = 195000
LTV = 95%
PropertyValue = 225000
PropertyType = Single family
Scores = 677
Units = 1
Occupancy = owner
VacancyRate = 0
Purpose = purchase
secondcheck = Looking for conventional financing for credit scores below 680. Buyer currently owns a home less than 50 miles from new purchase.
Terms = ON
REMOTE_HOST: 76.31.13.203
FirstName = Ralph
LastName = Morris
Phone = 404-340-0082
Fax = 321-256-9216
Company = Liberty Mortgage Group
Email = sharkdiverralph@yahoo.com
City = Groveland
State = FL
Zip = 34736
LoanType = residential
LoanAmount = 80000
LTV = 80
PropertyValue = 110000
PropertyType = single family
Scores = 700
Units = 1
Occupancy = investor
VacancyRate = 0
Purpose = purchase
secondcheck = clients wants SFR purchased with res loan allowing estab 20yr bus to sign.personal guarantor ok. financials very good, credit very good. cash verified.
Terms = ON
REMOTE_HOST: 70.121.252.25
FirstName = Anthony
LastName = Cook
Phone = 503-473-5943
Fax = 503-684-2903
Company = Cosmopolitan Funding Group
Email = acook@cosmopolitanfunding.com
City = portland
State = OR
Zip = 97201
LoanType = construction-rehab Residential
LoanAmount = $380,000
LTV = 80%
PropertyValue = $495,000
PropertyType = SFR
Scores = 701
Units = 1
Occupancy = owner
Purpose = Rehab
secondcheck = Looking for a rehab loan on a owner occupy of future value between 75 and 80% ltv. Already has plans and specs an d the builder to do the work.
Terms = ON
REMOTE_HOST: 173.11.27.197
FirstName = Herbert
LastName = Cheung
Phone = 7608456636
Fax = 7606352318
Company = Green Heights
Email = herbertyc@greenheightsllc.com
City = Carlsbad
State = CA
Zip = 92009
LoanType = purchase
LoanAmount = 105000
LTV = 75%
PropertyValue = 140000
PropertyType = single family residence
Scores = 760
Units = 1
Occupancy = NOO
Purpose = Purchase or refi
secondcheck = Borrower has more than 4 mortgage loans, the property is an investment (NOO), and the properties are in an LLC so it depends on how the UW takes the income.
Terms = ON
REMOTE_HOST: 76.176.31.15
FirstName = Anthony
LastName = Keys
Phone = 510-909-4221
Fax = 925-679-8079
Company = United Lending Partners
Email = fhatherightway@yahoo.com
City = Oakley
State = CA
Zip = 94561
LoanType = Agricultural
LoanAmount = 300,000.00
LTV = 50
PropertyValue = 600,000
PropertyType = sfr
Scores = 745
Units = 1
Occupancy = Owner
VacancyRate = n/a
Purpose = rate term/cash out refi
secondcheck = The borrower owns land that he lives on, he has some almond tree's that produce, he made 8k on the tree's last year, this is not his primary source of income
Terms = ON
REMOTE_HOST: 69.236.182.174
FirstName = Steven
LastName = Gay
Phone = 904-471-2279
Fax = 904-471-2279
Company = Gator Mortgage / Security Mtg
Email = steve@gatormortgage.net
City = St Augustine
State = FL
Zip = 32080
LoanType = construction
LoanAmount = 75000
LTV = 80
PropertyValue = 100,000 subj to:
PropertyType = SFR
Scores = B-629, C.B-615
Units = 1
Occupancy = Primary
Purpose = Owner/ Bldr
secondcheck = Borrower's home was burned down in Oct '09. Construction has begun on new home
REMOTE_HOST: 76.106.138.192
FirstName = Noemi
LastName = Cordova
Phone = 312-351-5801
Fax = 773-303-8788
Company = Alcance Real Estate
Email = alcancerealestate@hotmail.com
City = Chicago
State = IL
Zip = 60639
LoanType = 30 yr fixed
LoanAmount = 128250
LTV = 95
PropertyValue = 150000
PropertyType = single family
Scores = 713
Units = 1
Occupancy = non-owner
VacancyRate = 0
Purpose = purchase
secondcheck = My client purchased a 3 unit building in August 2009 with and fha loan. Wants to buy this single family home to move
Terms = ON
REMOTE_HOST: 69.171.166.78
FirstName = Agi
LastName = Bofferding
Phone = 541-386-5533
Fax = 541-386-7996
Company = AGI Mortgages, LLC
Email = agi@agi-mortgages.com
City = Hood River
State = OR
Zip = 97031
LoanType = conforming
LoanAmount = 400,000
LTV = 75%
PropertyValue = 535000
PropertyType = SFR on 4 acres
Scores = 768
Units = 1
Occupancy = Owner Occupied
Purpose = cash back refi
secondcheck = Borrower has 30 years at same job. DTI is about 51%. Only issue is borrower has small Sch F loss on returns to retain EFU Prop tax advantage. He mows his pasture and used to have a cow or two on property. It is NOT a Farm. Just a house on 4 acres.
REMOTE_HOST: 209.216.173.238
FirstName = Chris
LastName = Smith
Phone = 317696-5922
Fax = 317-747-7047
Company = New Life
Email = chris@newlifemortgage.biz
City = Indianapolis
State = IN
Zip = 46250
LoanType = 30 year fixed
LoanAmount = 675,000
LTV = 85
PropertyValue = 820,000
PropertyType = SFD
Scores = 694
Units = 1
Occupancy = owner
Purpose = purchase
secondcheck = I have a 694 mid score. DTI is 19%. Putting down 15%. He had a lates on mortgage of sold home in 12/07 - 7/8 before he notice it was late. Could be looked at as a rolling. Need exception for mortgage lates. Makes 450k a year as EVP.
REMOTE_HOST: 98.220.104.84
FirstName = vickie
LastName = topmiller
Phone = 317-509-1935
Fax = 317-836-8036
Company = Castle Mortgage Corporation
Email = vtopmilller@1cmc.com
City = Indianapolis
State = IN
Zip = 46250
LoanType = FHA
LoanAmount = 75,000
LTV = 96.5
PropertyValue = 75,000
PropertyType = sfd
Scores = classic no score FHA
Units = 1
Occupancy = owner
Purpose = purchase
secondcheck = I have several buyers who are classic FHA no score. These buyers are the same type buyer we mortgaged before credit scores existed. They have alt credit, fine jobs, fine income. They don't believe in credit. They are great risks. Credit scores alone allowed no income no asset loans to exist.
REMOTE_HOST: 64.199.131.6
FirstName = vickie
LastName = topmiller
Phone = 317509-1935
Fax = 317536-8036
Company = Castle Mortgage Corporation
Email = vtopmiller@1cmc.com
City = Indianapolis
State = IN
Zip = 46250
LoanType = FHA
LoanAmount = 70,000
LTV = 96.5
PropertyValue = 70.000
PropertyType = sfd
Scores = 620
Units = 1
Occupancy = owner occupied
Purpose = purchase
secondcheck = I have several buyers who have credit on time but lower scores because of past medical collections or they don't have much credit. They can produce alt credit to 'bouy' up their existing credit but their score is 620
dti is fine. money down is fine. job history is fine.
FirstName = Vickie
LastName = Topmiller
Phone = 317509-1935
Fax = 3175363086
Company = Castle Mortgage Corporation
Email = Vtopmiller@cmc1.com
City = Indianapolis
State = IN
Zip = 46250
LoanType = FHA 203k
LoanAmount = 200000.00
LTV = 95
PropertyValue = 350000.00
PropertyType = sfd
Scores = 680
Units = 1
Occupancy = owner occupied
Purpose = purchase
secondcheck = Buyer wants to purchase a home and use the 203k loan to rehab house. He has one rental property but now wants his own place. has his existing home up for sale. rental property has been rented for 1 year. dti is fine. credit is fine. down payment is fine. ltv when finished will be fine.
Comments
FirstName = Anthony
LastName = Mazza
Phone = 740-392-3963
Fax = 740-392-3965
Company = US Equity & Financial Ent
Email = usequity@hughes.net
City = Fredericktown
State = OH
Zip = 43019
LoanType = Residential/JUMBO
LoanAmount = 630,000
LTV = 75%
PropertyValue = 840,000
PropertyType = SFD
Scores = 801-700-703 / 802-792-770
Units = 1
Occupancy = owner occupied
Purpose = rate & term only
secondcheck = client wants to refinance first mortgage at a lower and fixed rate. Income 31,000 monthly DTI 15%/38% top and bottom
Terms = ON
REMOTE_HOST: 72.171.0.149
Posted by: Anthony | December 30, 2009 09:23 AM
FirstName = Bob
LastName = James
Phone = 828-879-3868
Fax = 828-879-8819
Company = Bob james Mortgage Consulting
Email = bvjames@charter.net
City = Valdese
State = NC
Zip = 28690
LoanType = Perm to Construction
LoanAmount = 212,000.00
LTV = 70%
PropertyValue = lot $100,000.00 tax value
PropertyType = Single Family
Scores = 780
Units = one
Occupancy = Not occupied
VacancyRate = N/A
Purpose = to build house
secondcheck = The land is owned outright the fondation is in the basement floor is finished. Want to finish building 2400 sq ft house to re sell
Terms = ON
REMOTE_HOST: 24.158.44.211
Posted by: Bob | January 11, 2010 09:47 AM
FirstName = GREG
LastName = RICKABUS
Phone = 7146069393
Fax = 9493768964
Company = GREG RICKABUS & ASSOCIATES
Email = girckabus@msn.com
City = La Quinta
State = CA
Zip = 92253
LoanType = SIVA
LoanAmount = 490,000
LTV = 70
PropertyValue = 700000
PropertyType = SFR
Scores = 740
Units = 1
Purpose = PURCHASE
Terms = ON
REMOTE_HOST: 71.105.248.115
Posted by: GREG | January 11, 2010 09:49 AM
FirstName = Roger
LastName = Oh
Phone = 2016943336
Fax = 2016068222
Company = Stonehenge Group Inc.
Email = thenjhomebuyer@aol.com
City = Harrington Park
State = NJ
Zip = 07640
LoanType = Investor
LoanAmount = 150,000
LTV = 75%
PropertyValue = 250,000
PropertyType = Multi Family
Scores = 700+
Units = 3
Occupancy = Fully Occupied
Purpose = Purchase for Cashflow
secondcheck = I am seeking a loan with no seasoning on a 3 U multi family investment property which is being purchased for rent roll. I have good reserves and good credit but,these properties I am purchasing r4 rent roll also looking 2 refi after seasoning requirements are accomplished into a conventional loan
Terms = ON
REMOTE_HOST: 68.197.99.45
Posted by: Roger | January 14, 2010 04:17 AM
FirstName = Stephanie
LastName = martin
Phone = 858-673-9514
Fax = 858-673-9158
Company = Financial Cornerstone
Email = sam@financialcornerstone.com
City = San Diego
State = CA
Zip = 92128
LoanType = Stated Income High Balance
LoanAmount = 525,000
LTV = 88
PropertyValue = 590,000
PropertyType = SFR
Scores = 720
Units = 1
Occupancy = Owner
VacancyRate = 0
Purpose = Rate/Term
secondcheck = Client has a 15 yr fxed self employed needs to move to a 30 yr fixed. Need a true stated income. Has own business for past 11 years. Has 2 rental properties. Has a little money in the bank and a 2nd TD on the property for 19K.
Terms = ON
REMOTE_HOST: 75.11.54.217
Posted by: Stephanie | January 14, 2010 04:18 AM
FirstName = Neil
LastName = Alton
Phone = 5706601423
Fax = 5703001858
Company = Alton Mortgage
Email = altonmortgage@gmail.com
City = Lock Haven
State = PA
Zip = 17745
LoanType = Hard Money
LoanAmount = 117000
LTV = 60
PropertyValue = 196000
PropertyType = SFR
Scores = 524
Units = 1
Occupancy = NOO
Purpose = Cash Out
secondcheck = looking for Hard Money on investment properties.
One is $196000.00 I owe $62000.00
The Other is worth $105000.00 I owe $55000.00 you can put a lien on this property too.
I'm looking for a 60% LTV on the one worth $196000.00.
Please email me
Terms = ON
REMOTE_HOST: 174.59.6.75
Posted by: Neil | January 19, 2010 08:07 AM
FirstName = Dennis
LastName = Martin
Phone = 408-686-0778
Fax = 408-907-3926
Company = MG Lending
Email = dennis@martin-loans.com
City = San Martin
State = CA
Zip = 95046
LoanType = SIVA
LoanAmount = 450,000
LTV = 80
PropertyValue = 565000
PropertyType = sfr
Scores = 760
Units = 1
Occupancy = owner
Purpose = r/t refi
secondcheck = owner getting divorced, needs siva r/t refinance to retain the home. Self employed, has assets.
Terms = ON
REMOTE_HOST: 70.143.81.114
Posted by: Dennis | January 20, 2010 09:11 AM
FirstName = Luis
LastName = Carranza
Phone = 619-972-6144
Fax = 858-225-0593
Company = Grand Pacific Mortgage
Email = luis@carranzagroup.net
City = Carlsbad
State = CA
Zip = 92008
LoanType = conventional
LoanAmount = 400000
LTV = 60
PropertyValue = 700000
PropertyType = sfr
Scores = 720
Units = 1
Occupancy = owner occupied
Purpose = rate and term
secondcheck = need a rate and term only. self employed home.
Terms = ON
REMOTE_HOST: 99.174.243.60
Posted by: Luis | January 20, 2010 11:35 AM
FirstName = Michael
LastName = Villegas
Phone = 925-642-0373
Fax = none
Company = Self
Email = Villegas.m@comcast.net
City = Antioch
State = CA
Zip = 94531
LoanType = 30 Year Fixed
LoanAmount = 189000
LTV = 95
PropertyValue = 210000
PropertyType = SFR
Scores = 800
Units = 1
Occupancy = NOO
VacancyRate = ?
Purpose = Purchase
secondcheck = I'm planning on buying a house for my daughter.She cannot qualify for an FHA loan so I must purchase the house and rent it to her. She will eventualyy buy it from me. I currently own 2 other houses. (live in one, and rent out the other).
Thanks
Terms = ON
REMOTE_HOST: 74.93.9.137
Posted by: Michael | January 21, 2010 09:23 AM
FirstName = jim
LastName = anderson
Phone = (949) 675-6500
Fax = (949) 675-9744
Company = Seaview
Email = jim@seaviewfinancial.com
City = corona del mar
State = CA
Zip = 92651
LoanType = 30 year fixed
LoanAmount = 80,000
LTV = 80%
PropertyValue = 100,000
PropertyType = manufactured
Scores = 800
Units = 1
Occupancy = owner
VacancyRate = 0
Purpose = purchase
secondcheck = This is a purchase of a 1977 1700sq ft. manufactured home on 1.75 acres in Lake Elsinore, Ca.
Terms = ON
REMOTE_HOST: 68.231.195.179
Posted by: Jim | January 25, 2010 08:07 AM
FirstName = Caesar
LastName = Larwie
Phone = 925 828 2446
Fax = 888 449 2585
Company = MGM Global
Email = mgm-larwie@live.com
City = san ramon
State = CA
Zip = 94539
LoanType = 30 yr
LoanAmount = 621,000
LTV = 80
PropertyValue = 800,000
PropertyType = sf residence
Scores = 760
Units = 1
Occupancy = owner
VacancyRate = --
Purpose = lower rate
secondcheck = Client has been working in the same field for 20 yrs. He is now a business owner in same field, for 6 mos.
REMOTE_HOST: 75.18.248.172
Posted by: Caesar | February 1, 2010 08:08 AM
FirstName = Caesar
LastName = Larwie
Phone = 925 828 2446
Fax = 888 449 2585
Company = MGM Global
Email = mgm-larwie@live.com
City = san ramon
State = CA
Zip = 94539
LoanType = 30 yr
LoanAmount = 690,000
LTV = 74%
PropertyValue = 930,000
PropertyType = sf residence
Scores = 770
Units = 1
Occupancy = owner
VacancyRate = --
Purpose = lower rate
secondcheck = client is a 35% business owner in corporation for 18 months. He has been working in the same business field for many years.
REMOTE_HOST: 75.18.248.172
Posted by: Caesar | February 1, 2010 08:10 AM
FirstName = Caesar
LastName = Larwie
Phone = 925 828 2446
Fax = 888 449 2585
Company = MGM Global
Email = mgm-larwie@live.com
City = san ramon
State = CA
Zip = 94539
LoanType = 30 yr. or 5 yr.
LoanAmount = 975,000
LTV = 70%
PropertyValue = 1.3m
PropertyType = sf residence
Scores = 780
Units = 1
Occupancy = owner
VacancyRate = --
Purpose = lower rate
secondcheck = client wants best rate for 30 yr. or best rate for 5 yr.
REMOTE_HOST: 75.18.248.172
Posted by: Caesar | February 1, 2010 08:11 AM
FirstName = kim
LastName = wolf
Phone = 7632677111
Fax = 7634979885
Company = Paramount Mortgage
Email = kiminc@live.com
City = St Micheal
State = MN
Zip = 55330
LoanType = rate term refi
LoanAmount = 1200000
LTV = 90
PropertyValue = 1400000
PropertyType = single family
Scores = 680
Units = 1
Occupancy = owner occupied
Purpose = combind 1st and 2nd into 1 loan at a fixed rate
secondcheck = his first mortgage is $450k and his 2nd is 750k. He is self employed and his income last year was 400k. He has ARMS on both his current mortgages.
Terms = ON
REMOTE_HOST: 97.116.121.57
Posted by: kim | February 2, 2010 08:58 AM
FirstName = chris
LastName = bland
Phone = 770-924-1111
Fax = 770-924-4455
Company = mortgage solutions of georgia
Email = chrisb@msoga.com
City = kennesaw
State = GA
Zip = 30152
LoanType = FHA purchase
LoanAmount = 150000
LTV = 96.5
PropertyValue = 150000
PropertyType = sfr
Scores = 640
Units = 1
Occupancy = primary
Purpose = purchase
secondcheck = has open tax lien, payment plan, less than 12 months
REMOTE_HOST: 173.160.76.226
Posted by: Chris | February 11, 2010 02:07 PM
FirstName = Barrett
LastName = Stokes
Phone = 888-894-5882
Fax = 866-496-4002
Company = FSA Management Inc
Email = barrett@fsamanagement.biz
City = Duncanville
State = TX
Zip = 75137
LoanType = Conventional
LoanAmount = 68000
LTV = 80
PropertyValue = 114000
PropertyType = 2-4 unit
Scores = 748
Units = 2
Occupancy = Investor
VacancyRate = 5
Purpose = Purchase
secondcheck = Have borrower wanting to purcahse 2 duplexes in Indianapolis, IN would like to co-broker this deal. If anyone has program please call me, the borrower is even willing to place 25% down if needed.
Terms = ON
REMOTE_HOST: 76.246.174.193
Posted by: Barrett | February 11, 2010 02:09 PM
FirstName = CAPERS
LastName = McCANTS
Phone = 803-705-9516
Fax = N/A
Company = 1ST CONTINENTAL MORTGAGE
Email = MCCANTSMORTGAGE10@EARTHLINK.NET
City = COLUMBIA
State = SC
Zip = 29223
LoanType = CONVENTIONAL
LoanAmount = 81,000.00
LTV = 90%
PropertyValue = 90,000.00
PropertyType = SFD
Scores = 663
Units = 1
Occupancy = INVESTMENT
Purpose = CASH OUT REFINANCE
secondcheck = I NEED A 90% LTV FOR THIS DEAL TO WORK. THANK'S.
Terms = ON
REMOTE_HOST: 4.88.55.44
Posted by: CAPERS | February 22, 2010 09:10 AM
FirstName = Jose
LastName = Morales
Phone = 5614329237
Fax = 8662842897
Company = Local Mortgage
Email = jamorale26@yahoo.com
City = West Palm Beach
State = FL
Zip = 334098
LoanType = Conv
LoanAmount = 408000
LTV = 80
PropertyValue = 495000
PropertyType = SFR
Scores = 698(her), 775(him)
Units = 1
Occupancy = Owner occupied
Purpose = purchase
secondcheck = Buying a property in Broward county, FL. He has a 775 middle, she has a 698 middle. They both make excelent income and have great assets. The problem: she has a recent short sale in the same area they are buying. She was never late in that mortgage. Can't seem to place it anywhr. HE want a lot of $$
Terms = ON
REMOTE_HOST: 66.176.237.74
Posted by: Jose | February 23, 2010 09:38 AM
FirstName = Ken
LastName = Bearce
Phone = 832-647-3354
Fax = 000-000-0000
Company = KenBearce.com
Email = ken@kenbearce.com
City = Houston
State = TX
Zip = 77062
LoanType = Land/Lot
LoanAmount = 235000
LTV = 70
PropertyValue = 350000
PropertyType = Plotted Sudivison
Scores = 700
Units = unimproved
Occupancy = NOO
VacancyRate = Unimproved
Purpose = Investment
secondcheck = Need purchase money for 57 acres in Gromes County TX Strong w-2 borrower with low debt. Unimproved plotted subdivison.
Terms = ON
REMOTE_HOST: 70.139.48.21
Posted by: Ken | February 24, 2010 08:16 AM
FirstName = Nichole
LastName = Ior
Phone = 4809515858
Fax = 4909515968
Company = Secure
Email = secureyourloans@live.com
City = scottsdale
State = AZ
Zip = 85254
LoanType = 30 yr fixed
LoanAmount = 70,000
LTV = 50
PropertyValue = 50
PropertyType = sfr
Scores = 740
Units = 1
Occupancy = noo
VacancyRate = 75
Purpose = rate & term refi
secondcheck = Anyone allow to refi borrowers w/more than 4 props/mortgages? Client has 5. thanks
Terms = ON
REMOTE_HOST: 98.174.202.216
Posted by: Nichole | February 24, 2010 08:17 AM
FirstName = Nichole
LastName = Ior
Phone = 4809515858
Fax = 4809515968
Company = Secure
Email = secureyourloans@live.com
City = scotsdale
State = AZ
Zip = 85254
LoanType = jumbo
LoanAmount = 620000
LTV = 95
PropertyValue = 650000
PropertyType = sfr
Scores = 740
Units = 1
Occupancy = primary
VacancyRate = n/a
Purpose = purch
secondcheck = Anyone out there at doing or allowing 95% ltv or cltv? Thanks much!
Terms = ON
REMOTE_HOST: 98.174.202.216
Posted by: Nichole | February 24, 2010 08:18 AM
FirstName = Herbert
LastName = Ford
Phone = 770 805 0909
Fax = 770 805 0123
Company = MSM LLC
Email = herbertford@moneysourceinc.net
City = marietta
State = GA
Zip = 30067
LoanType = 30 fixed conv
LoanAmount = 153000
LTV = 74.88
PropertyValue = 205000.00
PropertyType = sfr
Scores = 758
Units = 1
Purpose = cashout/rate
secondcheck = need a lender that will except Providence Funding Apprasial. this barrow remove approximately 3000.00 dollars of flooring prior to his apprasial inspection antiscipating his 25k cash from his approved refi loan. Need someone to escrow 3k are do it as it is. DTI 16%
Terms = ON
REMOTE_HOST: 72.54.11.1
Posted by: Herbert | March 5, 2010 08:59 AM
FirstName = Herbert
LastName = Ford
Phone = 770 805 0909
Fax = 770 805 0123
Company = MSM LLC
Email = herbertford@moneysourceinc.net
City = marietta
State = GA
Zip = 30067
LoanType = 30 Year fixed conv
LoanAmount = 245000
LTV = 45
PropertyValue = 545000
PropertyType = sfr
Scores = 739 middle
Units = 1
Purpose = cashout/rate
secondcheck = this customer is self employed with 3800.00 per month income DTI will be 49 top and bottom Need a lender that except LP. This property was taken of the market in Decembe 2009 Very little liquid assett around 2000.00 Terms are 30 yr fixed 4.875% with no impounds. payment around 1296.00
Terms = ON
REMOTE_HOST: 72.54.11.1
Posted by: Herbert | March 5, 2010 09:00 AM
FirstName = HERBERT
LastName = FORD
Phone = 770 805 0909
Fax = 770 805 0123
Company = MSM LLC
Email = herbertford@moneysourceinc.net
City = Marietta
State = GA
Zip = 30067
LoanType = Super Jumbo
LoanAmount = 2,500,000.00
LTV = 55
PropertyValue = 4,500,000.00
PropertyType = private resident
Scores = 745
Units = 1
Purpose = rate and term
secondcheck = I am looking for a 5/1 or 10/1 arm around 4.5% interest only. assett are 401 k 1mil, 48000.00 monthy income
Terms = ON
REMOTE_HOST: 72.54.11.1
Posted by: HERBERT | March 5, 2010 09:01 AM
FirstName = Cyndi
LastName = Womack
Phone = 405-642-1448
Fax = 405-604-9129
Company = Country Home Lending
Email = cyndiwomack@yahoo.com
City = OKC
State = OK
Zip = 73160
LoanType = FHA
LoanAmount = 155,000
LTV = 97
PropertyValue = 160,000
PropertyType = SFR
Scores = 630,756
Units = 1
Occupancy = OO
Purpose = purchase
secondcheck = Borrower has a few cc late payments after a BK in 2003. Need a lender who wont turn this down. No lates in the last 12 months
Terms = ON
REMOTE_HOST: 98.175.173.72
Posted by: Cyndi | March 5, 2010 10:54 AM
FirstName = David
LastName = Holman
Phone = 214-718-4392
Fax = 877-752-8477
Company = Platinum Grp
Email = dholman@platgrp.com
City = Richardson
State = TX
Zip = 75081
LoanType = 30 yr fixed
LoanAmount = 350000
LTV = 70%
PropertyValue = 500000+
PropertyType = single family residence
Scores = 746
Units = 1
Occupancy = main residence
VacancyRate = na
Purpose = purchase
secondcheck = buyer has been self employed 5 yrs, low AGI due to self employment, strong P&L & balance sheet, excellent credit. Property listed @ $450k (10% below value & 20% below comps). $100k downpayment.
Terms = ON
REMOTE_HOST: 70.128.84.152
Posted by: David | March 8, 2010 08:44 AM
FirstName = Todd
LastName = Windes
Phone = 661.342.5999
Fax = 6617161283
Company = Local Lending Inc
Email = twindes@local-lending.com
City = Bakersfield
State = CA
Zip = 93308
LoanType = Super jumbo
LoanAmount = 1.3 million
LTV = 72%
PropertyValue = 1,900,000
PropertyType = beach property
Scores = 800
Units = 1
Occupancy = non owner
secondcheck = I need a 72% non owner super jumbo in Caliornia. Its actually a second home but he shows a little bit of rental income on it in a schedule E on his returns. Can anyone help?
Terms = ON
REMOTE_HOST: 206.169.205.162
Posted by: Todd | March 10, 2010 09:04 AM
FirstName = Greg
LastName = Francis
Phone = 775-530-9586
Fax = 530-452-2158
Company = Raintree Financial
Email = greg@lowcostloanmodification.com
City = carnelian bay
State = CA
Zip = 96140
LoanType = purchase
LoanAmount = 1250000
LTV = 50
PropertyValue = 2500000
PropertyType = sfr
Scores = 700
Units = 1
Occupancy = 2nd home
Purpose = purchase
secondcheck = I have two purchase scenarios, both SFRs, in California
One is for a loan amount of about $1,250,000, 50% LTV (or whatever works), This is currently tenants in common Its a high end lakefront home and they are buying a 50% share.
I also have another smaller one. The smaller deal is a purchase of an 1/8th ownership, 50% down, good ratios, good scores, etc.
we can make the buyer fit by adjusting down payments and other terms as needed. I need to know pricing, LTV, a guidelines if you can do it.
thanks.
Terms = ON
REMOTE_HOST: 99.51.127.238
Posted by: Greg | March 19, 2010 06:58 AM
FirstName = Max
LastName = Hoskins
Phone = 239-249-4360
Fax = 239-236-7190
Company = State Side
Email = maximumtwo@yahoo.com
City = Irvine
State = CA
Zip = 92714
LoanType = any
LoanAmount = 480,000
LTV = 60
PropertyValue = 800000
PropertyType = SF
Scores = 790
Units = 1
Occupancy = Primary
Purpose = Purchase
secondcheck = My customer is a perm. resident and has a 790 credit score with 3 years of credit history. He doesn't make money in the US. He makes $150,000 a year but it can only be proven with bank statements. He can get a letter showing his continued employment.
Terms = ON
REMOTE_HOST: 72.211.217.50
Posted by: Max | March 19, 2010 01:59 PM
FirstName = scott
LastName = fredrickson
Phone = 714-771-3800
Fax = 714-771-2501
Company = brentwood pacific financial
Email = bpf2@hotmail.com
City = orange
State = CA
Zip = 92867
LoanType = stated income rate and term
LoanAmount = 215000
LTV = 65%
PropertyValue = 331000
PropertyType = townhome
Scores = 805
Units = 1
Occupancy = owner
VacancyRate = 0
Purpose = rate and term
Terms = ON
REMOTE_HOST: 66.74.148.46
Posted by: scott | March 25, 2010 08:10 AM
FirstName = HARVEY
LastName = LEE
Phone = 779-348-6025
Fax = NONE
Company = NONE
Email = HJL819@LIVE.COM
City = ROCKFORD
State = IL
Zip = 61101
LoanType = MORTGAGE NEW
LoanAmount = 147000
LTV = NONE
PropertyValue = 155.000
PropertyType = SINGLE FAMILY
Scores = 570
Units = 1
Occupancy = 60 DAYS
Purpose = NEW MORTGAGE
secondcheck = BEAUTIFUL HOME IN A NICE AREA. CREDIT SCORE LOW AND HAVING NO LUCK
Terms = ON
REMOTE_HOST: 75.21.159.44
Posted by: HARVEY | March 29, 2010 08:18 AM
FirstName = Lisa
LastName = Hope
Phone = 336-922-5500 ext 11#
Fax = 336-922-5502
Company = ACM
Email = lhope1000@yahoo.com
City = Winston Salem
State = NC
Zip = 27106
LoanType = Residential Cash Out
LoanAmount = 500,000
LTV = 55%
PropertyValue = 900,000
PropertyType = SFR
Scores = 750
Occupancy = ooc
Purpose = property purchase
secondcheck = owns 2 sfr properties, both 900k values and both f&c, needs nina or siva, could be hard money
Terms = ON
REMOTE_HOST: 24.167.172.191
Posted by: Lisa | March 29, 2010 10:21 AM
FirstName = Kamran
LastName = Movassaghi
Phone = 818-469-6730
Fax = 818-787-3336
Company = kamran movassaghi
Email = kamranmovassaghi@yahoo.com
City = woodland hills
State = CA
Zip = 91367
LoanType = FHA
LoanAmount = 308,000
LTV = 96.5/3.5
PropertyValue = 320,000
PropertyType = Residential
Scores = 750
Units = 1
Occupancy = owner occupied
Purpose = Purchase home
secondcheck = I am a new broker and have not found a wholesale lender to help me, so i have been using other mortgage brokers for my customers loans. The scenario i have presented here is for a first time home buyer who has been pre approved already, and I am looking for the best deal from a wholesale lender.
Terms = ON
REMOTE_HOST: 66.75.74.151
Posted by: Kamran | March 29, 2010 10:43 AM
FirstName = Drew
LastName = Richman
Phone = 505 216 9807
Fax = 505 216 9801
Company = Acceptance Capital
Email = drichman@acceptancecapital.com
City = Santa Fe
State = NM
Zip = 87501
LoanType = 5 /1 ARM
LoanAmount = 262500
LTV = 70
PropertyValue = 400000
PropertyType = SFR
Scores = None
Units = 1
Occupancy = Owner
VacancyRate = 0
Purpose = Purchase
secondcheck = This is a french Foreign National Couple - He is retired from Euro Disney and the started a restaraunt here in Santa FE in August of 09 - No Socials, No US credit and less than 2 years self employed but they have 30K gross a month average for the last 6 months and he has applied for socials
Terms = ON
REMOTE_HOST: 69.254.138.9
Posted by: Drew | April 1, 2010 07:01 AM
FirstName = Stephen
LastName = kazmarek
Phone = 443 983 1216
Fax = 1 888 532 8881
Company = Regal Bank
Email = skazmarek@earthlink.net
City = Hunt Valley
State = MD
Zip = 21030
LoanType = FHA
LoanAmount = 540,000
LTV = 96.5
PropertyValue = 560,000
PropertyType = single
Scores = 627
Units = 1
Occupancy = owner
VacancyRate = 0
Purpose = purchase
secondcheck = Already LP approved. maryland loan
REMOTE_HOST: 98.204.118.1
Posted by: Stephen | April 2, 2010 07:20 AM
FirstName = Cintia
LastName = Foster
Phone = 954-394-0100
Fax = 305-974-4706
Company = Mortgage Monkey Group
Email = cintiafostermortgages@msn.com
City = Hialeah
State = FL
Zip = 33021
LoanType = Conventional
LoanAmount = $240,000.00
LTV = 80%
PropertyValue = $240,000.00
PropertyType = Single Family Home
Scores = 660
Units = 1
Occupancy = Residence
Purpose = First time home buyer
secondcheck = Looking for an fha or conventional lender for Miami, Florida. Borrower is purchasing a single family home for $240,000.00 with 20% down payment.
Let me know if you can do this scenario!
Terms = ON
REMOTE_HOST: 174.48.141.61
Posted by: Cintia | April 6, 2010 02:58 PM
FirstName = Bryan
LastName = Wallace
Phone = 727-599-4292
Fax = 727-71-1150
Company = Manhattan Mortgage
Email = Bwallace63@verizon.net
City = Brandon
State = FL
Zip = 33511
LoanType = NO Doc, NINA loans
LoanAmount = 200,000
LTV = 80
PropertyValue = 250,000
PropertyType = SFR
Units = 1
Occupancy = O/O
Purpose = Purchase
secondcheck = Need source for No Doc or NINA loans if available.
Terms = ON
REMOTE_HOST: 72.77.163.115
Posted by: Bryan | April 16, 2010 09:45 AM
FirstName = Alex
LastName = G
Phone = 310-500-7198
Fax = 866-615-3361
Company = Plutus Financial
Email = iialikii@hotmail.com
City = Los Angeles
State = CA
Zip = 91316
LoanType = refi
LoanAmount = 250000
LTV = 25
PropertyValue = 1000000
PropertyType = sfr
Scores = 740
Units = 1
Occupancy = 1
VacancyRate = 1
Purpose = rate/term
secondcheck = I am CA broker company looking to sign up with a lender to process my ca and out of state deals.
Terms = ON
REMOTE_HOST: 75.80.48.12
Posted by: Alex | April 26, 2010 09:35 PM
FirstName = Alex
LastName = G
Phone = 310-500-7198
Fax = 866-615-3361
Company = Plutus Financial
Email = iialikii@hotmail.com
City = Los Angeles
State = TX
Zip = 91316
LoanType = purchase
LoanAmount = 70.000
LTV = 70
PropertyValue = 100.000
PropertyType = sfr
Scores = 660
Units = 1
Occupancy = 1
VacancyRate = 1
Purpose = purshase
secondcheck = I am CA broker looking to sign up with wholesale lender to process my out of state loans.
Terms = ON
REMOTE_HOST: 75.80.48.12
Posted by: Alex | April 26, 2010 09:36 PM
FirstName = Marcia
LastName = Smith
Phone = 8323388374
Fax = 8324150471
Company = Silverstone
Email = mlspears1970@yahoo.com
City = Houston
State = TX
Zip = 77077
LoanType = Conventional
LoanAmount = 195000
LTV = 95%
PropertyValue = 225000
PropertyType = Single family
Scores = 677
Units = 1
Occupancy = owner
VacancyRate = 0
Purpose = purchase
secondcheck = Looking for conventional financing for credit scores below 680. Buyer currently owns a home less than 50 miles from new purchase.
Terms = ON
REMOTE_HOST: 76.31.13.203
Posted by: Marcia | April 27, 2010 10:34 PM
FirstName = Ralph
LastName = Morris
Phone = 404-340-0082
Fax = 321-256-9216
Company = Liberty Mortgage Group
Email = sharkdiverralph@yahoo.com
City = Groveland
State = FL
Zip = 34736
LoanType = residential
LoanAmount = 80000
LTV = 80
PropertyValue = 110000
PropertyType = single family
Scores = 700
Units = 1
Occupancy = investor
VacancyRate = 0
Purpose = purchase
secondcheck = clients wants SFR purchased with res loan allowing estab 20yr bus to sign.personal guarantor ok. financials very good, credit very good. cash verified.
Terms = ON
REMOTE_HOST: 70.121.252.25
Posted by: Ralph | April 28, 2010 09:07 AM
FirstName = Anthony
LastName = Cook
Phone = 503-473-5943
Fax = 503-684-2903
Company = Cosmopolitan Funding Group
Email = acook@cosmopolitanfunding.com
City = portland
State = OR
Zip = 97201
LoanType = construction-rehab Residential
LoanAmount = $380,000
LTV = 80%
PropertyValue = $495,000
PropertyType = SFR
Scores = 701
Units = 1
Occupancy = owner
Purpose = Rehab
secondcheck = Looking for a rehab loan on a owner occupy of future value between 75 and 80% ltv. Already has plans and specs an d the builder to do the work.
Terms = ON
REMOTE_HOST: 173.11.27.197
Posted by: Anthony | May 3, 2010 12:52 PM
FirstName = Herbert
LastName = Cheung
Phone = 7608456636
Fax = 7606352318
Company = Green Heights
Email = herbertyc@greenheightsllc.com
City = Carlsbad
State = CA
Zip = 92009
LoanType = purchase
LoanAmount = 105000
LTV = 75%
PropertyValue = 140000
PropertyType = single family residence
Scores = 760
Units = 1
Occupancy = NOO
Purpose = Purchase or refi
secondcheck = Borrower has more than 4 mortgage loans, the property is an investment (NOO), and the properties are in an LLC so it depends on how the UW takes the income.
Terms = ON
REMOTE_HOST: 76.176.31.15
Posted by: Herbert | May 5, 2010 08:29 AM
FirstName = ken
LastName = pruitt
Phone = 773-6301155
Fax = 3138612258
Company = newvisions equipment
Email = nvequipment@yahoo.com
City = detroit
State = MI
Zip = 48301
LoanType = short term
LoanAmount = 50.000
LTV = 70
PropertyValue = 80.000
PropertyType = ranch
Scores = 560
Occupancy = occupied
VacancyRate = na
Purpose = resale
secondcheck = purchase to resale,within 30 -45 days
Terms = ON
REMOTE_HOST: 71.205.171.229
Posted by: ken | May 6, 2010 02:36 PM
FirstName = Anthony
LastName = Keys
Phone = 510-909-4221
Fax = 925-679-8079
Company = United Lending Partners
Email = fhatherightway@yahoo.com
City = Oakley
State = CA
Zip = 94561
LoanType = Agricultural
LoanAmount = 300,000.00
LTV = 50
PropertyValue = 600,000
PropertyType = sfr
Scores = 745
Units = 1
Occupancy = Owner
VacancyRate = n/a
Purpose = rate term/cash out refi
secondcheck = The borrower owns land that he lives on, he has some almond tree's that produce, he made 8k on the tree's last year, this is not his primary source of income
Terms = ON
REMOTE_HOST: 69.236.182.174
Posted by: Anthony | May 6, 2010 03:31 PM
FirstName = Steven
LastName = Gay
Phone = 904-471-2279
Fax = 904-471-2279
Company = Gator Mortgage / Security Mtg
Email = steve@gatormortgage.net
City = St Augustine
State = FL
Zip = 32080
LoanType = construction
LoanAmount = 75000
LTV = 80
PropertyValue = 100,000 subj to:
PropertyType = SFR
Scores = B-629, C.B-615
Units = 1
Occupancy = Primary
Purpose = Owner/ Bldr
secondcheck = Borrower's home was burned down in Oct '09. Construction has begun on new home
REMOTE_HOST: 76.106.138.192
Posted by: Steven | May 7, 2010 11:11 AM
FirstName = Valerie
LastName = Likely
Phone = 330-356-2326
Fax = 330-379-2720
Company = Third Financial
Email = learliyah@AOL.COM
City = Akron
State = OH
Zip = 44307
LoanType = residential
LoanAmount = 60,000
LTV = 90.50
PropertyValue = 67000
PropertyType = sfr
Scores = 617
Units = 1
Occupancy = o/o
VacancyRate = 0
Purpose = purchase o/o
secondcheck = purchase 1 trade 2 alt trades 1 collection cell phone another family members
REMOTE_HOST: 66.202.107.97
Posted by: Valerie | May 7, 2010 11:13 AM
FirstName = Noemi
LastName = Cordova
Phone = 312-351-5801
Fax = 773-303-8788
Company = Alcance Real Estate
Email = alcancerealestate@hotmail.com
City = Chicago
State = IL
Zip = 60639
LoanType = 30 yr fixed
LoanAmount = 128250
LTV = 95
PropertyValue = 150000
PropertyType = single family
Scores = 713
Units = 1
Occupancy = non-owner
VacancyRate = 0
Purpose = purchase
secondcheck = My client purchased a 3 unit building in August 2009 with and fha loan. Wants to buy this single family home to move
Terms = ON
REMOTE_HOST: 69.171.166.78
Posted by: Noemi | May 11, 2010 11:28 AM
FirstName = Agi
LastName = Bofferding
Phone = 541-386-5533
Fax = 541-386-7996
Company = AGI Mortgages, LLC
Email = agi@agi-mortgages.com
City = Hood River
State = OR
Zip = 97031
LoanType = conforming
LoanAmount = 400,000
LTV = 75%
PropertyValue = 535000
PropertyType = SFR on 4 acres
Scores = 768
Units = 1
Occupancy = Owner Occupied
Purpose = cash back refi
secondcheck = Borrower has 30 years at same job. DTI is about 51%. Only issue is borrower has small Sch F loss on returns to retain EFU Prop tax advantage. He mows his pasture and used to have a cow or two on property. It is NOT a Farm. Just a house on 4 acres.
REMOTE_HOST: 209.216.173.238
Posted by: Agi | May 11, 2010 02:47 PM
FirstName = Chris
LastName = Smith
Phone = 317696-5922
Fax = 317-747-7047
Company = New Life
Email = chris@newlifemortgage.biz
City = Indianapolis
State = IN
Zip = 46250
LoanType = 30 year fixed
LoanAmount = 675,000
LTV = 85
PropertyValue = 820,000
PropertyType = SFD
Scores = 694
Units = 1
Occupancy = owner
Purpose = purchase
secondcheck = I have a 694 mid score. DTI is 19%. Putting down 15%. He had a lates on mortgage of sold home in 12/07 - 7/8 before he notice it was late. Could be looked at as a rolling. Need exception for mortgage lates. Makes 450k a year as EVP.
REMOTE_HOST: 98.220.104.84
Posted by: Chris | May 17, 2010 10:23 AM
FirstName = ODIS
LastName = BRANTLEY
Phone = 713 981 5926
Fax = 713 272 6716
Company = BRANTLEY & ASSOCIATES
Email = brantley.associate@att.net
City = HOUSTON
State = TX
Zip = 77096
LoanType = RESIDENTIAL,PURCHASE
LoanAmount = $165,000
LTV = 72%
PropertyValue = $230,000
PropertyType = SINGLE FAMILY
Scores = 550
Units = 1
Occupancy = O/O
Purpose = PURCHASE
secondcheck = THIS PROPERTY WAS FORECLOSED ON,PEOPLE
WOULD LIKE TO REDEEM,REPURCHASE WITH 10-15% DOWN, GOOD INCOME,
Terms = ON
REMOTE_HOST: 69.155.143.230
Posted by: ODIS | May 18, 2010 03:40 PM
FirstName = FRIDAY
LastName = ODODO
Phone = 214-872-6566
Fax = 214-842-4355
Company = Fortune Financial Services
Email = fortunefinancesv@aol.com
City = FRISCO
State = TX
Zip = 75035
LoanType = conventional
LoanAmount = 368450.00
LTV = 90
PropertyValue = 450000.00
PropertyType = sfr
Scores = 671
Units = 1
Occupancy = o/o
VacancyRate = 100
Purpose = purchase
Terms = ON
REMOTE_HOST: 99.71.208.50
Posted by: FRIDAY | May 19, 2010 11:09 AM
FirstName = vickie
LastName = topmiller
Phone = 317-509-1935
Fax = 317-836-8036
Company = Castle Mortgage Corporation
Email = vtopmilller@1cmc.com
City = Indianapolis
State = IN
Zip = 46250
LoanType = FHA
LoanAmount = 75,000
LTV = 96.5
PropertyValue = 75,000
PropertyType = sfd
Scores = classic no score FHA
Units = 1
Occupancy = owner
Purpose = purchase
secondcheck = I have several buyers who are classic FHA no score. These buyers are the same type buyer we mortgaged before credit scores existed. They have alt credit, fine jobs, fine income. They don't believe in credit. They are great risks. Credit scores alone allowed no income no asset loans to exist.
REMOTE_HOST: 64.199.131.6
Posted by: vickie | May 19, 2010 02:42 PM
FirstName = vickie
LastName = topmiller
Phone = 317509-1935
Fax = 317536-8036
Company = Castle Mortgage Corporation
Email = vtopmiller@1cmc.com
City = Indianapolis
State = IN
Zip = 46250
LoanType = FHA
LoanAmount = 70,000
LTV = 96.5
PropertyValue = 70.000
PropertyType = sfd
Scores = 620
Units = 1
Occupancy = owner occupied
Purpose = purchase
secondcheck = I have several buyers who have credit on time but lower scores because of past medical collections or they don't have much credit. They can produce alt credit to 'bouy' up their existing credit but their score is 620
dti is fine. money down is fine. job history is fine.
REMOTE_HOST: 64.199.131.6
Posted by: vickie | May 19, 2010 02:43 PM
FirstName = Vickie
LastName = Topmiller
Phone = 317509-1935
Fax = 3175363086
Company = Castle Mortgage Corporation
Email = Vtopmiller@cmc1.com
City = Indianapolis
State = IN
Zip = 46250
LoanType = FHA 203k
LoanAmount = 200000.00
LTV = 95
PropertyValue = 350000.00
PropertyType = sfd
Scores = 680
Units = 1
Occupancy = owner occupied
Purpose = purchase
secondcheck = Buyer wants to purchase a home and use the 203k loan to rehab house. He has one rental property but now wants his own place. has his existing home up for sale. rental property has been rented for 1 year. dti is fine. credit is fine. down payment is fine. ltv when finished will be fine.
REMOTE_HOST: 64.199.131.6
Posted by: Vickie | May 19, 2010 02:45 PM
FirstName = Perry
LastName = Rickel
Phone = 303-221-9022
Fax = 303-221-9024
Company = Oxford Mortgage Corporation
Email = perry@oxfordmtgc.com
City = Centennial
State = CO
Zip = 80112
LoanType = Jumbo Fixed
LoanAmount = 630,000
LTV = 80
PropertyValue = 790,000
PropertyType = SFR
Scores = 780
Units = 1
Occupancy = Owner
Purpose = R/T Refi.
secondcheck = Rate and Term Refinance. 80% Full Doc. 30 Year Fixed Rate
Terms = ON
REMOTE_HOST: 173.160.48.17
Posted by: Perry | May 25, 2010 11:03 AM
FirstName = VELINDA
LastName = SHIRLEY
Phone = 281-893-3124
Fax = 281-587-8877
Company = SILVERSTONE MORTGAGE
Email = VELSHIRLEYAOL.COM
City = HUSTON
State = TX
Zip = 77027
LoanType = JUMBO
LoanAmount = 731500.00
LTV = 95 OR 80/15/5
PropertyValue = 799,999.00
PropertyType = SFR
Scores = 790
Units = 1
Occupancy = O/O
VacancyRate = NA
Purpose = PURCHASE
secondcheck = ARE THERE ANY LENDERS DOING UP TO 95% CLTV ON A JUMBO?
REMOTE_HOST: 205.188.116.145
Posted by: VELINDA | May 26, 2010 08:07 AM